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Another satisfied customer:

“This is one of kind service, I will tell all my friends and family to visit LNIS Insurance,

Thank You!


Douglas Matthews Sr. Gardena, CA
Motorcycle Quote
Customized Motorcycle Insurance
Build a customized policy to fit your needs. Our program Accessory coverage, Comprehensive and Collision coverage, loss settlement options, Bodily Injury and Property Damage Liability, Medical Payments, Roadside Assistance. To see all of your options, start a motorcycle insurance quote.
Coverage for Different Types of Motorcycles
LNIS Insurance covers many types of bikes, so even if you’re looking for specific coverage—like scooter insurance, motocross insurance, dirt bike insurance, moped insurance, classic motorcycle insurance, or trike insurance—a motorcycle insurance policy is what you need. Start building your policy today with a LNIS motorcycle insurance quote, and check out our affordable motorcycle insurance rates.
Personalized Customer Service
LNIS Insurance is committed to providing you with the best service available in the industry, starting with our friendly staff, our company prides itself in being able to offer personalized service from policy inception, to adding and removing coverages, to helping you file state SR-22 certificates. Our trained professionals will ask questions to determine which policy best fits your needs, adding and removing coverages is as easy as 1 - 2 - 3, simply call us at 310-329-9992 and one our friendly staff members will be happy to assist you.
Contact Information
Our call center is open Monday through Friday between 10:00 am and 7:00 pm to assist you with any questions or concerns you might have about your policy. Simply provide us with your policy number and we'll do the rest, we are even open on saturday from 10:00 am to 5:00pm. If you would like to email us we have a dedicated department that will answer your emails within hours: help@lnis.net
Discounts Available
You can qualify for the following discounts:
  • Claims-Free Renewal – Receive an automatic discount if you have no at-fault accidents during your previous policy period.

  • Homeowner – Get a discount on your motorcycle policy if you own your own home.

  • LoJack – Automatically receive a discount if your bike is equipped with LoJack® for even more affordable motorcycle insurance.

  • Paid in Full – Pay the full amount of your policy when it renews and receive a discount just for doing so.

  • Prompt Payer – Pay on time for a year and receive a discount when your policy renews.

  • Responsible Driver – No accidents or violations on your driving record for the last three years translates to a discount.

  • Safety Course – Completing an approved safety course could earn you a discount.

ATV Insurance
We know you love your all-terrain vehicle, or ATV, whether you're a rancher, hunter, or trail rider. We also know that you want to be covered if your ATV is stolen or badly damaged, and proper ATV insurance coverage can help protect your investment. Many states require ATV insurance for vehicles operated on state-owned land, and your homeowners policy might not cover you if you ride off your own property. That's why ATV insurance coverage is especially important. Much like our motorcycle insurance, LNIS Insurance offers a variety of ATV insurance coverages, including:

Comprehensive In most circumstances, Comprehensive ATV insurance coverage pays for damage to your ATV if it's caused by an event other than a collision. For instance, if your ATV is damaged by fire, theft, vandalism, flooding, or an animal, Comprehensive coverage will likely apply. You just pay the deductible you selected, and your ATV insurance will cover the rest.

Collision Coverage pays for significant physical damage to your ATV if you hit another ATV, a tree, a parked vehicle, a big rock, a stump, a fence post, or other obstacle. You just pay the deductible you selected, and your Collision coverage will pay for the rest. Due to the rough nature in which many ATV's are used, Collision does not provide coverage for scrapes, scratches, minor dings/dents, and other cosmetic/non-structural damage.

Bodily Injury & Property Damage Liability ATV insurance coverage offers Bodily Injury and Property Damage Liability to pay for injuries to people or damage to property caused by your ATV.

Liability Coverage also protects your assets, up to the limits you choose.

Uninsured/Underinsured Motorist If the person at fault for an accident doesn't have insurance — or doesn't have enough insurance — Uninsured/Underinsured Motorist Bodily Injury will pay for injuries and damages you suffer that the at-fault party is legally liable for, such as medical treatment and lost wages. You simply select the amount of ATV insurance coverage you want, and you're protected up to those limits.
Golf Cart Insurance

Golf carts are primarily designed for transportation from one green to the next, but you might be one of the many people who uses your golf cart as a means to travel around your gated community, retirement park or condo complex. Whether you use them off-road or on, proper insurance can help you protect your golf cart. Your homeowners policy might not cover you if you ride off your own property. That's why specialized golf cart insurance is especially important. Choose our golf cart insurance for your golf cart — whether it's gas or electric — and receive far-reaching coverage and specialized claims service. We provide coverage for virtually any noncommercial purpose and location. The following golf cart insurance coverage is available through Progressive:

Bodily Injury and Property Damage Liability


Comprehensive

Collision

Accessory Coverage

Transport Trailer Coverage

Roadside Assistance

24/7 Claim Service
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Los Negociadores
The Negotiators Inc.

T.(310)329-9992
F. (310)329-9876

1900 Marine Ave
Gardena CA 90249



www.thecarnegotiators.com
www.losnegociadores.com www.cambiatuprestamo.com
www.lnis.net



Hours M - F: 9am to 7pm Sat: 10am to 5pm
Sun: Closed